Today the internet is a big thing- everything is revolving around the internet in social and economic aspect, and this has prompted financial institutions to offer online banking services. Such online solutions have brought a lot of conveniences and benefits to both the clients and the banking institutions. Through online banking, banking activities by people require less time compared to traditional banking methods. In the past, you would be needed to go to a bank for any transactions and deal with the long queues to get them done. It doesn’t matter if you are using an online banking from an online institution or an added amenity from a physical financial institution; there are tips you should consider to enhance safety.
Before choosing any online banking solutions make sure that the banking portal is safe to ensure that your banking information doesn’t land into the wrong hands. It is imperative that you check whether the website is safe as well to enhance security. The address bar on the browser is very important, a secured site will always have one starting with “https.” If you see something other than that, then it is best that you deter from using the portal because safety of your online banking information is not guaranteed. Other website security professionals recommend that you check for a padlock icon on lowermost of your website browser to check if it is protected. If the icon is a locked padlock, then the banking institution is using a protected site.
Don’t seek for any online banking services from an online based financial institution without confirming the legitimacy of the institution. You can look at the institution’s records, verifications and other requirements with the FDIC. In addition to that, an entity can only be considered to be a bank if is listed with the Federal Deposit Insurance Corporation.
Your financial institution, whether online bases or a physical one with an online presence will want to update on your online banking information and this may be via emails. However, be careful with emails requesting you to log in to verify your info in your emails. Criminals often use such emails disguising as your bank to get your log-in information and steal your funds. Make sure you reach out your bank and report such a case immediately you get such an email.
Ensure that you don’t log in to your online bank account on library computers, cyber caf? computers and any other public computer. Criminals can still access your log-in info using the computer’s history even when you have cleared all the browser cache on the device. When logging in to your bank account, make sure the device is secure and always log off and clean out the cookies.